Make a Record of Your Home’s Assets

Martha Stewart documents her antiques in an organized binder.

Given all the weather-related disasters that have occurred recently, we’re being constantly reminded that unexpected things can happen at any time, and we need to be prepared. Whether there’s a fire or theft—or simply for peace of mind—having a record of your home’s assets is a good idea, especially for insurance purposes.

Your house itself is considered a personal asset, and keeping track of the valuable items inside, including artwork, furniture and antiques, will help prepare you for an unexpected, unfortunate turn of events. On your list of assets, write down the items, detailed descriptions of them, their values and any ID numbers; you may also want to take pictures.

Store this record of your home’s assets somewhere safe; some suggest a firebox or a safety deposit box at the bank. If the list is a digital file, be sure to back it up. You never know when you’ll need it, but if you do, having this record will be a huge relief. And don’t keep the digital file at home. Also put in a safety deposit box.

For clients who are DIY with Mac who have numbers program on their mac, there is a preexisting template program for recording your goods. It’s certainly a tedious task but worth it !

Alternatively for the higher end clients there is a company called Asset Archives that will come in and do all the work for you. They are extremely professional and take record of everything there for the clients insurance purposes. Well worth it if you have over a million dollar home, and valuable artwork, furnishings, jewelry as well:

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